One of the greatest misconceptions created by the recent legislative changes is the idea that a foreign national will remain in a legal limbo for ten years without any stability or legal certainty.
This is not true.
What Happens After Five Years of Legal Residence?
Even with the changes to the...
Does Portugal Still Make Sense for Immigration After the Changes to the Nationality Law?
Over the past few months, the amendments to the Portuguese Nationality Law have raised questions and concerns among thousands of foreigners who live in or intend to move to Portugal.
The main change was the increase in the minimum period of legal residence required to apply for Portuguese citizenship...
Mortgage Financing for Foreigners in Portugal: Is It Possible to Finance a Property Purchase?
One of the most common questions among foreigners looking to buy property in Portugal is whether they can obtain mortgage financing.
The answer is yes.
Both residents and non-residents may qualify for mortgage loans, although the conditions vary depending on the buyer’s profile.
Financing...
Buying Property for Rental Income in Portugal: Is It Worth It for Foreign Investors?
Portugal continues to attract international investors interested in generating income through property rentals.
Long-Term Rentals
Main advantages:
Predictable income;
Lower tenant turnover;
Reduced management costs;
Less exposure to seasonal fluctuations.
Short-Term Rentals (Airbnb)
Although...
Buying a Property Under Construction in Portugal: What Legal Precautions Are Necessary?
The purchase of properties under construction — including through the assignment of contractual position agreements — has become a popular option among foreigners seeking more competitive prices and the potential for future appreciation.
However, this type of transaction requires additional legal...
Renting or Buying Property in Portugal? Which Is the Best Option for Immigrants?
One of the first decisions people face when moving to Portugal is whether to rent or buy a property.The answer depends on personal goals, financial stability, and the expected length of stay in the country.
Advantages of Renting
Lower initial investment;
Greater geographic flexibility (depending...
Residence Visas in Portugal: A Complete Guide to All Categories
Discover all residence visa categories in Portugal under the Immigration Law
Law no. 23/2007 of July 4, commonly known as the Portuguese Immigration Law, has been continuously updated to address the challenges of international mobility. The most recent amendments have introduced significant changes...
Mortgage Financing in Portugal: What First-Time Buyers (Especially Non-Residents) Need to Know Before Applying
Buying property in Portugal is often an exciting milestone, particularly for foreigners and new residents who are building a long-term life in the country. Portuguese mortgage conditions can be attractive when compared to many other markets, but the reality is that housing credit is a structured,...
Nationality Law in 2025: what has fallen, what remains and how does it affect your application?
The picture of the Nationality Law in 2025 is that of an advanced but still incomplete reform: several structural changes have already been approved, others have been halted due to unconstitutionality and, in the midst of this, immigrants are experiencing a period of great uncertainty, but also of...
New Foreign Nationals Act (Law No. 61/2025): Visas and Family Reunification in Portugal – What Changed in 2025?
On 22 October 2025, Law No. 61/2025 was published, substantially amending the Foreign Nationals Act (Law No. 23/2007) and reorganising the legal framework governing the entry, stay, exit and removal of foreign nationals in Portugal. The changes, in force since 23 October 2025, introduce a new visa...
Renting in Portugal: legal precautions to avoid losses
Many foreigners arrive in Portugal and choose to rent before buying a property. It’s a wise choice, but it also requires care.
Rental contracts need to comply with legal requirements. However, it is common to find contracts that are poorly drafted, invalid, or signed by people who don’t...
D2 Visa: Entrepreneurship and Independent Activity in Portugal
The D2 Visa is an option for foreigners who wish to settle in Portugal to carry out a business or independent professional activity , with a focus on the target public in this territory. The main aim is to boost the country’s domestic market.
This visa is especially aimed at entrepreneurs...
Is it possible to apply for a mortgage to buy a house in Portugal as a foreigner?
The answer is yes, it is possible for foreigners to obtain financing to buy a property in Portugal. Both residents and non-residents can apply for housing loans from Portuguese banks, as long as they meet the requirements set by the financial institutions.
With attractive interest rates, the...
New Regime for Non-Habitual Residents in Portugal [2023/2024]
On the new regime for Non-Habitual Residents (NHR) in Portugal
On October 10, the Portuguese government proposed the end of the regime to Parliament in the 2024 State Budget bill. Meanwhile, the Socialist Party presented two proposals (approved on November 28) to amend the State Budget bill in relation...
How do I open a bank account in Portugal if I’m not a resident?
Portugal has established itself as one of the favorite destinations for tourists, investors and entrepreneurs from all over the world. In addition to its natural beauty and rich history, the country offers a number of financial and tax advantages, making it an attractive location for business and...